ANDINI, Ayu; SOEMITRA, Andri; DHARMA, Budi. The Influence of Financial Inclusion, Financial Planning, and Financial Attitudes on the Financial Management of Culinary MSME Owners Lubuk Pakam. Ilomata International Journal of Management, [S. l.], v. 5, n. 3, p. 763–775, 2024. DOI: 10.61194/ijjm.v5i3.1211. Disponível em: https://www.ilomata.org/index.php/ijjm/article/view/1211. Acesso em: 15 feb. 2026.