Ilomata International Journal of Management

The Effect Of Capital Adequacy Ratio (CAR), Net Interest Margin (NIM), Non-Performing Loan (NPL), and Loan To Deposit Ratio (LDR) Against Return On Asset (ROA) In General Banks In Southeast Asia 2012-2018

Deni Sunaryo — 2020-10-26

This study aims to determine the effect of Capital Adequacy Ratio (CAR), Net Interest Margin (NIM), Non Performing Loan (NPL), dan Loan to Deposit Ratio (LDR) in the Return On Asset (ROA) on the Commercial Banks in Southeast Asia in 2012-2018. The independent variabel used in this study is Capital Adequacy Ratio (CAR), Net Interest Margin (NIM), Non Performing Loan (NPL), dan Loan to Deposit Ratio (LDR). The dependent variabel used is Return On Assets (ROA). The methode used in this study uses purposive sempling technique, using scondary and quantitative data. The results of the analysis show that the data used in this study have met the classical assumption test, multiple regression analysis and hypothesis testing using t test an f test and the test the coefficient of determination using SPSS version 23. Based on the results of the study it can be concluded that 1) Capital Adequacy Ratio (CAR) has a positive and significant effect on Return On Asset (ROA). 2) Net Interest Margin (NIM) has a positive and significant effect on Return On Asset (ROA). 3) Non Performing Loan (NPL) no has a positive and significant effect on Return On Asset (ROA). 4) Loan to Deposite Ratio (LDR) has a negative and significant effect on Return On Asset (ROA).

Implementation of Finger Print Electronic Absental Policy on Discipline and Performance of Civil Servants in The Government Office of Seluma Regency

Dian Setiawan — 2020-10-26

Describe the implementation of the fingerprint electronic absence policy on the discipline and performance of civil servants as well as the impact it has on implementing the fingerprint electronic absence policy. Qualitative descriptive method describes various conditions and situations as the object of research. The data collection techniques used were observation, documentation and interviews. After the implementation of fingerprint electronic attendance, discipline increases and obligations as employees have been carried out in accordance with applicable regulations. The application of sanctions in the regional government of seluma regency is in accordance with the regulations of civil servants and the provision of rewards for employees who excel has been carried out properly, to inspire other employees, so that they can work better.

The Effect of Lending and Placement of Funds in Other Banks on the Bank's Ability to Increase Profitability

Nasfi — 2020-10-26

This study aims to determine and analyze the effect of lending and placement of funds in other banks on the ability of banks to increase profitability. The study was taken data from one of the XYZ micro banking institutions in West Sumatra, based on year-end financial data from 2009 to 2019. This research uses a quantitative approach. The data source used is secondary data in the form of financial statement data for micro banking institutions for 11 (eleven) years. The data analysis method uses the Ordinary Least Square (OLS) method. The results showed that partially lending had a negative and significant effect on increasing profitability, placement of funds in other banks had a negative and insignificant effect on the increase in profitability of XYZ micro banking. Simultaneously, the variable of credit distribution and placement of funds in other banks has a significant effect on the increase in profitability of the XYZ micro banking institution

Determining of The Compliance of Local Governments To Implement The Accounting System of The Government’s Accrual Base In Indonesia

Agung Nur Probohudono — 2020-10-26

This study refers to the influence of the age of local government, status, number of Regional Device Task Force (SKPD), financial autonomy ratios, effectiveness ratios, local income growth ratios, and the quality of local financial reports that exist in local governments as an independent variable on the compliance of local governments to implement government accounting systems as the dependent variable. Using quantitative methods with secondary data obtained from information on the publication of the Indonesian Financial Audit Agency, the Central Bureau of Statistics of the Republic of Indonesia (BPS), and local government reports. The sample used is limited to the municipal and district governments in western Indonesia, which are being evaluated by the Indonesian Financial Audit Agency in the implementation of an accrual base government accounting system of 158 local governments namely 36 cities and 122 districts. Multiple linear regression analysis was used to test the hypothesis. The research is a causality, quantitative research model, and secondary data from local governments throughout Indonesia and secondary data about the compliance of local governments in the application of Government Accounting Standards (SAP) published by the Audit Board of the Republic of Indonesia (BPK). The results of the hypothesis analysis conclude that the status of local government, the ratio of regional government autonomy, and the growth of local revenue significantly influence the compliance of local governments in the implementation of the accrual base government accounting system.

Effects of Pandemic Covid 19 on Indonesia Banking

Pandu Adi Cakranegara — 2020-10-26

The Covid 19 pandemic befell the world and Indonesia was no exception. This pandemic affects not only health but also socio-economic. When the economy is hit then the banking sector is also hit. This study attempts to look at the effects of the Covid 19 pandemic and compare it with the 1998 monetary crisis. By comparing these two crises we can see the differences and similarities of the current crisis. But the most important thing is how regulators and banking can draw lessons from the 1998 crisis to be applied to the current crisis. This research is applicative research that is by applying the existing framework to a new situation. The framework used in this study is a seven-tier system in managing bank assets and liabilities. From the results of this study can be seen the fundamental differences between the crisis of Pandemic Covid 19 and the monetary crisis of 1998. This study concludes that the banking conditions in Indonesia are currently more resistant to crisis. However, government support, especially in the adoption of macroeconomic policies, is still needed to maintain economic stability.

Analysis of Factors That Influence Employee Performance of PT Bumimulia Indah Lestari Cilegon Banten

Suhartini — 2020-10-26

This study aims to determine the factors that influence employee performance at PT. Bumimulia Indah Lestari Cilegon Banten. The independent variables Social security and work motivation are the factors that are analyzed partially and simultaneously on the Dependent Variable of Employee Performance at the company. The number of samples in this study was 70 employees is a saturated sample. The analysis technique in this research uses a validity test, reliability test, classic assumption test, multiple linear regression analysis, t-test, F test, and R2 test. The research method used is a descriptive quantitative method that is a measurement of object data by processing data using SPPS V.25.0 software. The results showed that (1) Social security variables partially did not have a positive and significant effect on the performance of the employees of PT Bumimulia Indah Lestari, as evidenced by the t-value of 1,458 < t-table 1,668 with a sig value of 0.150> 0.05. (2) Work Motivation Variable partially positive and significant effect on the performance of the employees of PT Bumimulia Indah Lestari, evidenced by t-value 2,375> t-table 1,668 with a sig value of 0.02 <0.05. (3) Social Security and Work Motivation Variables simultaneously have a positive and significant effect on Employee Performance of 19.6% s on the performance of employees of PT Bumimulia Indah Lestari, where the F-value is 8,189> F table 3.13 with a sig value of 0.001 < 0.05. Suggestions for PT Bumimulia Indah Lestari pay more attention to the timeliness of employees in carrying out their work so that the company's targets are met properly.

Risk Culture As A Solution To Face Covid-19 Pandemic

Mohamad Soleh — 2020-10-26

This paper is aimed to provide the best advice related to the importance of risk culture in facing Covid-

19 pandemic. As we know, until now, July 2020, the number of victims who were infected by Covid-

19 is increasing every day. The latest information on July 20, 2020, In Indonesia, there were more tha n

88,000 people were positive covid-19 and more than 4000 people died. This number continues to increase every day. It even happened in one day, the number of positive victims increased to more than 1000 cases. This indirectly indicates a failure in managing risk and a lack of awareness of all parties toward the importance of risk culture. In this paper, we will learn how to develop and nurture risk culture in organization by integrating risk management, transformational leader, and change management. This paper was written based on the study literatures. The result of the paper explains that risk culture is one of the most importance things which should be done in facing this Covid-19 pandemic and facing others risk. It is also provided guidelines related to what should be done or not when facing risks. For organizations, the given advice is that all parties in that organization (risk management, transformational leader, and change management) must collaborate in developing and nurturing risk culture. Moreover, specially to face Covid-19 Pandemic, the given advice is that all of the parties (community, government, and medical personnel) must understand the importance of risk culture and cooperate to face the pandemic.

Effect of Emotional Experience, Electronic Word of Mouth, Reputation, Customer Satisfaction on Loyalty

Brendi Wijaya — 2020-10-26

Lion Air was chosen by the public as an airline because of its lower fares compared to other airlines. However, Lion Air also often creates problems in terms of service, namely passenger displacement due to delay. With a negative emotional experience will have an effect on reputation decline, due to electronic word of mouth by consumers who are dissatisfied with the service. This type of research uses quantitative methods. The population of this research is all consumers who have used Lion Air transportation services with a sample of 100 respondents. The data collection method uses purposive sampling method. Technical analysis using SMART PLS 3.0 consists of three types, namely instrument testing, prerequisite tests, and hypothesis testing. The results showed that consumer satisfaction is influenced by emotional experience, E-Wom is influenced by emotional experience, reputation is not influenced by emotional experience, loyalty is not influenced by customer satisfaction, E-Wom is influenced by customer satisfaction, reputation is influenced by consumer satisfaction, Loyalty is influenced by Reputation, Reputation is influenced by E-Wom, and Loyalty is also influenced by E-Wom.

Analysis of Leadership Behave And Career Development

Angga Karta Puspito — 2020-10-26

This research was conducted to analyze the effect of training, work culture, leadership behaves on the intention of career development of Kantor Imigrasi Kelas I Khusus non-TPI Jakarta Barat. The research sample used was 40 respondents consisting of Kantor Imigrasi Kelas I Khusus non-TPI Jakarta Barat section employees, namely between the Services and Verification of Travel Document, Intelligence, and Investigation Operation, Stay Permit and Immigration Status and Citizenship, Immigration Information System and Technology, Human Resources and Administration. Data analysis in this study using PLS analysis using PLS version 3.2.8 software The results show that training had no significant on career development, training had no significant effect on leadership behave, work cultural had no significant effect on career development, work cultural had no significant effect on career development, leaderships behave had a significant effect on career development on Kantor Imigrasi Kelas I Khusus Non-TPI Jakarta Barat Based on the results of the research conducted, the variable leaderships behave has the most important role because it becomes an intervening variable, which connects training variables to career development variable and works cultural variable to career development variable.

The Effect Of Milenial Generation Characteristics Of Job Satisfaction Relations And Employee Engagement

Alfatih Sikki Manggabarani — 2020-10-26

This research is a quantitative study that aims to determine the Millennial Generation Characteristics of Employee Engagement. The population in this study The study was conducted by taking samples of Millennials who are actively working at Micro Finance companies with a total of 150 respondents. The sample size was taken as many as 150 respondents, with probability sampling methods especially simple random sampling. Data collection was carried out through questionnaires. The analysis technique used is the PLS (Partial Least Square) analysis method. The results of this study indicate that the value of R- Square (R2) Employee Engagement is 0.786 and Employee Satisfaction is 0.647 thus indicating that the contribution of Grit, Worklife Balance, and Jon Resources variables to Employee Engagement and Employee Satisfaction are 0.786 or 78.6% and 0.647 or 64.7%. And the rest is influenced by other factors not examined.

Online absention System as implementation of ASN management in the new normal era in Jambi Province

Asti Harkeni — 2020-10-26

Since the issuance of Presidential Decree (Keppres) No. 11 of 2020 concerning the Establishment of Public Health Emergency COVID-19 and Circular Letter of the National Personnel Agency (BKN) Number 11/SE/IV/2020 concerning the Guidelines for Disciplinary Punishment for State Civil Apparatus (ASN) Conducting Travel Activities Outside the Region and/or Going Home during the Emergency Public Health Period, Jambi Provincial Government implements an online attendance policy through the SiAbOn application installed on a smartphone. The goal is to monitor the location of the presence of the ASN during the Eid al-Fitr holidays from 23 to 25 May 2020, as well as concrete efforts to stop the spread of COVID-19. The research problem formulation is to see how the effectiveness and efficiency as well as the impact of the SiAbOn application on the implementation of ASN management in the new normal era. Data sources were obtained from ASN, Department of Communication and Information (Dinas Kominfo), and Jambi Province Regional Personnel Agency (BKD Prov. Jambi). The sample location is Jambi Province. The research method used was quantitative. The results showed that out of 11,214 ASNs, 92.37% (10,351 ASNs) used SiAbOn, while 7.70% (863 ASNs) did not. These results are very satisfying considering the preparation time until the implementation was very short, only 14 days with an ASN area of more than 600 km2, geographical challenges, and limited internet infrastructure. The SiAbOn implementation policy during the Eid holiday then was adopted as a permanent policy in the new normal era replacing the obligation to record attendance using a hand-key machine which could be the source of COVID-19 spread.