Bustani, Bustani, Mailiana Mailiana, Nasrullah Nasrullah, and Riska Sartika. 2026. “Optimizing Financial Literacy and Financial Technology in Improving the Performance of Sasirangan MSMEs in Banjarmasin: The Role of Financial Management Behavior ”. Ilomata International Journal of Social Science 7 (1), 143-59. https://doi.org/10.61194/ijss.v7i1.1936.