PARAMITALAKSMI, Ratri; ASTUTI, Tutut Dewi; PABULO, Azfa Mutiara; SAUFI, Roselina Ahmad. The Digital Financial Inclusion Paradox in Personal Financial Management among Gen Z and Millennials in Yogyakarta and Semarang. Ilomata International Journal of Tax and Accounting, [S. l.], v. 7, n. 3, p. 1–9, 2026. DOI: 10.61194/ijtc.v7i3.2640. Disponível em: https://www.ilomata.org/index.php/ijtc/article/view/2640. Acesso em: 27 aug. 2026.